Attorney fees in bankruptcy cases must be approved by the court. The amount of the fee depends upon the nature and complexity of a case. Services performed in bankruptcy cases differ depending upon the various financial problems our clients experience, but some services are almost always performed in all cases.

In all cases, we review your income and expenses and your property and we examine your various debts. We advise you on the exemptions available to you, debts which might not be discharged, and the effect bankruptcy will have on your property. We explain how property might be protected if it is not then exempt. We explore alternatives to bankruptcy as well as the various bankruptcy chapters, advising you of the benefits as well as the pitfalls of each chapter available to you. We assimilate information you provide us and prepare the petition.

In Chapter 7 cases, depending upon your directives, we also negotiate with creditors and prepare reaffirmation agreements as well as various motions, such as motions to avoid liens or to redeem property.

In Chapter 13 cases, we prepare reorganization plans.

In all cases, we confer with all creditors who have questions so that you will have no contact with creditors unless you desire. We represent you at the meeting and any court appearances for which you may employ us. We advise you during the pendency of the case on matters of which you need to be aware. We may examine liens or security interests of creditors as well as their claims when appropriate especially in chapter 13 cases where we sometimes file objections to claims we consider excessive.